Jeffrey Bird and Ronald Bird offer Investment Advisory Services through Gradient Advisors, LLC (Arden Hills, MN 877-885-0508), an SEC Registered Investment Advisor. Gradient Advisors, LLC and its advisors do not render tax, legal, or accounting advice. Financial Concepts, Inc is not a registered investment advisor and is independent of Gradient Advisors, LLC. Insurance products and services are offered through Jeffrey Bird and Ronald Bird, independent agents. Financial Concepts, Inc, Jeffrey Bird and Ronald Bird and Gradient Advisors, LLC are not affiliated with or endorsed by the Social Security Administration or any government agency. All written content on this site is for information purposes only. Opinions expressed herein are solely those of Jeffrey Bird and Ronald Bird, and our editorial staff. The presence of this website shall in no way be construed or interpreted as a solicitation to sell or offer to sell Investment Advisory Services to any residents of any State other than the State(s) Jeffrey Bird and Ronald Bird, is registered or where otherwise legally permitted. Material presented is believed to be from reliable sources; however, we make no representations as to its accuracy or completeness. All information and ideas should be discussed in detail with your individual adviser prior to implementation. Hyperlinks on this website are provided as a convenience. We cannot be held responsible for information, services or products found on websites linked to ours. Best of Mesquite was awarded by polling readers of the Mesquite Monthly newspaper. For ballots to qualify, they must have included over 15 business nominations for various categories and contained name and contact information of the voter to verify the authenticity of only one ballot per reader. This award was awarded March 3, 2025, with the polling period taking place over the preceding months. This award was not created by Jeffrey Bird, Ronald Bird, or Financial Concepts, Inc. No compensation was provided to create this award or incentivize Mesquite Monthly readers to influence the results of this award. This award may not be reflective of your experience with Financial Concepts, Inc.